Underlying Investment Overview
Brick Towers AG, based in Zug, is a Swiss FinTech company building programmable, self-custody financial infrastructure for users, families and institutions seeking control over their savings and digital assets in a decentralised world.
With its core platform urble, Brick Towers enables goal-based saving, yield strategies and self-directed digital wealth management, with full transparency and without reliance on banks or custodians. The company operates at the intersection of blockchain, financial services and decentralised protocols, targeting mobile, digital-native user groups across Europe.
The CLN investment supports Brick Towers in its next growth phase, including the public beta launch of urble, expansion of strategic partnerships and scaling of platform functionalities. The company has secured pre-seed funding and grants from institutions such as Google Cloud, Cardano Catalyst and Innosuisse.
Project Highlights
Swiss FinTech company with DeFi and self-custody platform (urble)
Based in Zug, at the heart of the Crypto Valley ecosystem
Early-stage funding secured from institutional and public innovation grants
Target market: savings, pension and digital asset management
Convertible CLN structure with fixed coupon and equity conversion feature
Supported by experienced founders and advisors from banking, blockchain and security sectors
Transaction Structure
The investment is structured as a Convertible Credit Linked Note (CLN) issued under Swiss law, with an equity conversion feature at maturity or upon defined trigger events, such as a future financing round or exit. The CLN is backed by a convertible loan agreement with the issuer.
Volume: CHF 1,000,000 (single tranche)
Minimum Investment: CHF 100,000
Term: 24 months
Coupon: 6.00% p.a. (accrued, converted)
Conversion: into preferred equity of Brick Towers AG
ISIN: CH1494954634
Placement Agent and Investment Manager: Opportunity Capital Partners Ltd., London